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Apple Pay has quickly become one of the most popular ways to pay—whether you’re grabbing groceries, shopping for clothes, or fueling up your car. But not every store supports this convenient payment method, so it’s important to know where you can use it before you leave home. In this guide, you’ll find everything you need to know about what stores take Apple Pay, how to spot them, and why it’s worth using.
Apple Pay is a secure, contactless payment method that lets you make purchases in stores, online, and in apps using your iPhone, Apple Watch, iPad, or Mac. With privacy and ease of use at its core, Apple Pay is accepted by a growing number of retailers. Knowing which stores support it can save you time and hassle at checkout.
Apple Pay uses NFC (Near-Field Communication) technology—a small chip in your device that securely communicates with payment terminals. Unlike traditional cards, your card and bank details are never shared with the merchant. Instead, Apple Pay dynamically encrypts each transaction by generating a one-time-use number, keeping your real card details private. This makes Apple Pay not only fast and convenient but also highly secure.
Apple Pay also requires authentication (Face ID, Touch ID, or passcode) before a payment is completed, adding another layer of protection against unauthorized use.
While Apple Pay is especially popular in the US, other contactless payment apps like Google Pay and Samsung Pay also use NFC technology to process payments. However, Apple Pay is supported by a broader range of retailers in the US, making it a top choice for iPhone users.
Wondering if a store takes Apple Pay? Here’s how to find out:
Apple Pay is accepted at thousands of locations across the U.S. and beyond. Here’s a categorized, alphabetized list of notable stores that make checking out with your Apple device quick and easy.
These large retailers offer a variety of products and make it easy to pay with Apple Pay at checkout, streamlining your shopping experience.
Whether you’re picking up the latest bestseller or a thoughtful gift, many major book retailers now accept Apple Pay for quick, secure payments.
Enjoy a seamless night out—several cinema chains let you buy tickets and snacks with a simple tap of your Apple device.
From trendy apparel to accessories, fashion retailers widely support Apple Pay, so you can update your wardrobe without reaching for your wallet.
Stock up on groceries and everyday essentials at national and regional supermarkets that accept Apple Pay for safe, contactless checkout.
Many health and beauty chains now support Apple Pay, making it easier to purchase cosmetics, personal care items, and wellness products.
Upgrade your home or workspace with purchases from home improvement and furniture stores that accept Apple Pay for added convenience.
Whether you’re buying pet food or supplies, leading pet stores let you use Apple Pay for a faster, more convenient shopping trip.
From fast food to sit-down dining, a wide range of restaurants and cafés accept Apple Pay, making meals and snacks easier to purchase.
Get your gear and apparel quickly—major sporting goods stores now accept Apple Pay for a swift, secure checkout.
Toy and gaming retailers make it easy to buy gifts or the latest releases with Apple Pay, ensuring a smooth shopping experience.
Fill up your tank and grab snacks at participating gas stations that support Apple Pay for quick, contactless transactions.
Many popular websites and mobile apps let you check out with Apple Pay, making online shopping faster and more secure.
If you run an online store, major e-commerce platforms support Apple Pay integration, offering your customers a seamless payment option.
Earn and redeem rewards even faster—several loyalty programs and digital passes now support Apple Pay for effortless points collection.
Support your favorite causes with ease, as many well-known charities now accept donations through Apple Pay.
While Apple Pay is widely accepted, there are some major exceptions. As of 2025, the following stores do not take Apple Pay:
Some of these retailers offer their own mobile payment solutions, so you can still use your phone to check out, just not with Apple Pay.
Regional Differences:
Some chains may only accept Apple Pay in certain countries or at select locations. For example, Costco and Home Depot accept Apple Pay in Canada but not all U.S. locations. Always check locally or use Apple Maps to confirm.
Paying with Apple Pay is simple and secure. Here’s how:
In-Store:
Online or In-App:
Apple Pay works with most recent iPhone, Apple Watch, iPad, and Mac models.
Security: Your card details are never shared with merchants. Apple Pay uses dynamic, one-time-use codes for each transaction, making it extremely difficult for thieves to steal your information.
Privacy: Apple doesn’t track your purchases, and your actual card numbers are not stored on your device or Apple’s servers. Each transaction is kept private between you, the merchant, and your bank.
Convenience: Leave your wallet at home—just tap and go with your iPhone or Apple Watch. Apple Pay works for in-store, online, and in-app purchases, as well as public transit in many cities.
Speed: Payments are processed instantly, whether you’re at the checkout, boarding a train, or sending money to a friend.
Protection: Your device must be unlocked and authenticated (with Face ID, Touch ID, or passcode) before payments can be made. Cards cannot be copied or skimmed like traditional plastic cards, adding an extra layer of safety.
Versatility: Apple Pay supports thousands of banks and credit unions and works seamlessly with a wide range of retailers, apps, and services.
Exclusive Perks:
That’s all for now!
Apple Pay makes shopping easier, faster, and more secure—whether you’re in-store or online. With thousands of retailers now accepting Apple Pay, you can leave your wallet at home and pay with just a tap. Bookmark this guide for future reference, and check back for updates as more stores join the list.
Have questions or know a store that should be added? Drop a comment below!
FAQs
Yes, many websites and apps now accept Apple Pay as a payment option.
Apple Pay works in Safari on iPhone, iPad, and Mac.
Look for the Apple Pay or contactless symbol at checkout, or check in Apple Maps.
No, Apple Pay does not charge users any fees.
Yes! Many small and independent merchants now accept Apple Pay. If you see the contactless symbol at checkout, you can use Apple Pay.
Some retailers have chosen to develop their own mobile payment systems, or have not upgraded their payment terminals to support NFC. Others may have business reasons for not supporting Apple Pay.
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