Does Walmart take Apple Pay? How to check out with iPhone

Does Walmart take Apple Pay

If you live in the US, there’s a very good chance that you have a Walmart within five miles of your home. With unbeatable prices and a massive inventory, Walmart is the go-to grocery destination for a great deal of shoppers.

So, you load up your cart with vittles for the week and make your way to the checkout lanes. As you dig through your wallet or purse for cash or card, you wonder to yourself: “Can’t I just use Apple Pay? It’s 2023!”

Here’s what we dug up.

Does Walmart accept Apple Pay?

Unfortunately, the answer is no. Whether you’re going through self-checkout or meeting your cashier buddy for the day, you can’t use Apple Pay.

With that said, if you’re not married to Apple Pay and just looking for a convenient way to pay at Walmart using your iPhone, you’re in luck. 

The main reason Walmart doesn’t accept Apple Pay is to draw more attention to Walmart Pay—all you have to do is scan the QR code that appears at any checkout lane, and you’re on your way. It’s that easy.

You’ll get a receipt saved to your Walmart account, no cash or card required.

But which payment methods does Walmart Pay accept? (* indicates methods which can only be used at checkout, rather than to add to your Walmart Wallet.)

  • EBT
  • Credit Cards
  • Debit Cards
  • Gift Cards
  • Capital One Walmart Credit Cards
  • PayPal*
  • Affirm*

How to use Walmart Pay on iPhone

To use Walmart Pay: 

  1. Open the Walmart app and navigate to the Services tab in the navbar. 
  2. Tap Walmart Pay
  3. Then, scan the QR code at checkout and you’re good to go. 

    How to use Walmart Pay on iPhone

If you have Walmart Plus, you can make checkout times even quicker using Scan & go. Scan & go allows you to scan barcodes of items as you add them to your cart, then finish up and pay by scanning the QR code at checkout.

This means you don’t have to scan all of your items at the end of your trip, and you can even bag them as you go if you bring your own bags. Simply pick the items you want, scan their barcodes with your phone, scan the QR code at checkout, and you’ve already paid.

Will Walmart accept Apple Pay any time soon?

It’s very unlikely. According to a MacRumors interview with Walmart spokesperson Erin Hulliberger, “Walmart Pay is the exclusive form of mobile payment accepted at Walmart and [they] have no plans for that to change” any time soon.

If they discontinued Walmart Pay, there’s likely a chance they’d adopt Apple Pay. But, for the foreseeable future, it’s not in the cards.

Reasons why Walmart doesn’t accept Apple Pay

While Walmart Pay is certainly the main reason, there are a few more to consider:

  • Processing fees
  • Inability to use data based off your purchases (for ads and recommendations) 

Stores that accept Apple Pay (2023)

Well, if you can’t use it at Walmart, where is Apple Pay accepted? Actually, a pretty decent range of stores.

Benefits of using Apple Pay

Why even use Apple Pay in the first place?

  • Go cash and card-less
  • Secure online payments
  • Millions of stores accept it
  • Easy online checkouts
  • One-click payments
  • Easy to send and receive funds

Wrapping up…

Well, you can’t use Apple Pay at Walmart in 2023. But that won’t stop you from easy checkouts with your iPhone, as long as you’re up to using Walmart Pay.

Why do you want to see Walmart accept Apple Pay? Tell us your thoughts in the comments below! We want to hear from you.

Do you have any other Apple-related questions? We’re happy to answer them. Ask away!

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Author Profile

Marcus is a freelance tech writer/editor with a focus on succinctly explaining consumer devices and their software. His previous work has been published on MakeUseOf where he covered everything from iOS to Git and UI design.

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