How to Activate Physical Apple Credit Card with iPhone

You may need an iPhone to activate the new Apple Card. But remember, there are three different methods to activate Apple Credit card on iPhone XS/XS Max, XR, and iPhone X or earlier.

Apple has fulfilled its promise of rolling out its credit card in August. Back in its March event, Tim Cook announced Apple’s Services business, which was largely dominated by Streaming services. However, Apple Credit Card stole the show. And now Apple starts rolling out its card. This obviously raises a question about activating physical Apple card with iPhone.

Like every other product and service, this too comes with many security features. The card is made of titanium with just the name of the holder; nothing else. There is no card number, no expiry date, and no CVV. To activate your Apple card, you need an iPhone.

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How to Activate Physical Apple Card with iPhone X, XS/XS Max, XR, and Earlier

How Apple Card May Activate with iPhone

The traditional credit cards issued by banks also need activation, and that’s part of security compliance. To activate the card issued by banks, you need to call the bank and verify your details, and then the support person activates your card.

However, that is not the case with Apple Titanium Card. That’s because the card doesn’t have any number, expiry date, or even a CVV. There’s literally no detail by which the Apple support executive can activate your card.

Kindly note that users of iPhone XS, XS Max/XR and iPhone X (and earlier) have to follow three different methods to activate Apple’s physical credit card. Also, make sure your iPhone runs iOS 12.4 and later version.

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Activate Your Titanium Apple Card on iPhone XS/XS Max and XR

Step #1. Once you receive your Apple Card, open the packaging.

Your card flaunts Apple logo in top-left, your Name, and EMV chip.

Step #2. Now take your iPhone XS, XS Max, or XR in your hands and wake the screen.

Step #3. Unlock the device and hold it near the Activation Apple Card Icon card.

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Your Apple Card will automatically appear on your device screen with an option to Activate.

Step #4. Tap on Activate button.

After a couple of seconds, your Apple Card will be activated and you can continue using your plastic money.

Activate Your Titanium Card with iPhone X, iPhone 8/8 Plus and Earlier

On your iPhone X and earlier devices, you need to follow a slightly different method to activate Apple card.

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Step #1. When you receive your Apple Card, open the packaging.

As mentioned above, your credit card shows limited details like your name and EVM chip.

Step #2. On your iPhone X or earlier, launch the Wallet app.

Step #3. Now tap on Activate Your Card button.

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Step #4. Finally, hold your iPhone near the Activation Apple Card Iconcard.

Activate Apple Card if you Don’t have the packaging it arrived in.

If by chance you have misplaced the packaging that your Apple card arrived in or if you have trashed it then you might be facing trouble activating your card. Follow these simple steps to activate your Apple Titanium card without the packaging.

Step #1.
Open Wallet app on your iPhone

Step #2. Next, Tap Apple Card → Tap the more button.

Step #3. Tap on Activate Your Card and then select Having trouble activating your card option.

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Step #4. Now, Tap on Do Not Have Card Packaging, then follow the instructions on your iPhone screen.

That’s all folks!

Signing off

Apple Card undoubtedly seems to be promising, but before jumping on to a conclusion about its adoption, there are many questions to be answered.

For instance, how will Apple decide the creditworthiness, as the company doesn’t have SSN or any other personal information? In case if they ask for it, how safe it will be as these details may pass on to Goldman Sachs or MasterCard.

Will users be assured about their details won’t be sold to other marketing companies?

What do you think about the Apple card? Will it disrupt the current credit card industry? Let’s discuss in the comments. Meanwhile or you may connect with us on Facebook, Twitter, and Instagram.

Jignesh Padhiyar
Jignesh Padhiyar is the co-founder of who has a keen eye for news, rumors and all the unusual stuff that happens around Apple products. During his tight schedule, Jignesh finds some moments of respite to share side-splitting contents on social media.
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