How to Activate Physical Apple Credit Card with iPhone or iPad

You may need an iPhone or iPad to activate the new Apple Card. The iOS 12.3 beta releases show how it will work. We have discussed the mechanism in detail here, have a look

The latest Apple Event was hyped about the streaming services which is now called Apple TV Plus. But the real show stopper was the Apple Credit Card. There are countless credit card options available around the globe, but honestly, there’s none like Apple Card. The physical Apple Card is made from titanium with just the name of the holder; nothing else. No card number, no Expiry date, and no CVV. To activate Apple card, you need an iPhone or iPad.

There’s no official statement from Apple on how the physical card will need activation, but based on the recent iOS 12.3 beta release, Apple has released the development code to activate the card. That’s precisely what we will explain here in this post, so keep reading.

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How Apple Card May Activate with iPhone or iPad

The traditional credit cards issued by banks also need activation, and that’s part of security compliance. To activate the card issued by banks, you need to call the bank and verify your details, and then the support person activates your card.

However, that likely won’t be the case with Apple Card. That’s because the card doesn’t have any number, expiry date, or even a CVV. There’s literally no detail by which the Apple support executive can activate your card.

Solely based on assumption, there are two ways to activate the Apple card. First is to walk into Apple Store and let the support staff swipe your card with a machine to read the chip and activate your card. The other way is to allow your iPhone to detect the card and then securely activate it.

The later one is more convenient and also feasible in terms of easiness and security. Giving a close look at the iOS 12.3 beta release, Apple seems to be doing just that. All you’ll need to do is to place your Apple card beside your iPhone or iPad, and it will detect it, and only with one tap on display, it will activate the card.

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Source: 9to5mac

There’s no official word on the technology behind this mechanism, but it is likely NFC that reads your card details and then activates it. Many questions are either partially answered or completely unanswered; only time will tell how this entire thing will work and how far it may go.

Signing off

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Apple Card undoubtedly seems to be promising, but before jumping on to a conclusion about its adoption, there are many questions to be answered.

For instance, how will Apple decide the creditworthiness, as the company doesn’t have SSN or any other personal information? In case if they ask for it, how safe it will be as these details may pass on to Goldman Sachs or MasterCard.

Will users be assured about their details won’t be sold to other marketing companies?

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What do you think about the Apple card? Will it disrupt the current credit card industry? Let’s discuss in the comments. Meanwhile, let’s connect over Facebook, Twitter, and Telegram.

Jignesh Padhiyar
Jignesh Padhiyar is the co-founder of who has a keen eye for news, rumors and all the unusual stuff that happens around Apple products. During his tight schedule, Jignesh finds some moments of respite to share side-splitting contents on social media.
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