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If you can track your expenses religiously, you can actually reduce your expenditures and start saving. But it's so hard to actually track down every one of your expenditure and keep a tab on all of it. That's where expense trackers come in handy.

“There's an app for that” works great when we are talking about expense trackers, but I think it more or less comes down to you, the user. You have to take the initiative to not just install the app but use it regularly, every single day. With that, dive right in and take a look at expense trackers for iPhone/iPad that will help you track and manage your expenses.

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Best Expense Tracking Apps for iPhone and iPadBest Expense Tracking iPhone and Apps

#1. Expense Tracker 2.0- Financial Assistant

Expense Tracker iPhone and iPad App IconThe month when “saving exceeds expenses” is Christmas and I feel like celebrating Christmas all round the year with Expense Tracker 2.0. The app comes with a built-in financial and budgeting assistant, custom made to manage your finances and suggest how to save some of it.

Only you can access your account through passcode or Touch code. You will be updated with the monthly financial report on your email (in PDF). It keeps a bird's eye view of all your finances. With scheduled recurring expenses you need to work real hard for not paying a bill. The customized themes and avatars keep the money saving game an interesting one.

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Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free
Download

#2. Pocket Expense Personal Finance

Pocket Expense iPhone and iPad App IconWhy pay a Finance Manager when you have a Pocket Expense Personal Finance assistant for free. An app fully loaded with features, powerful enough to manage your finances yet very easy to use, so that you can understand your personal finance. Using the app allows you to access all your account, right here on your phone with daily, weekly, monthly and yearly statics. It's easy as you can easily categorize your accounts.

Track your bills with customized reminders and pay in full or in parts. The app marks the bills according to their status. It also supports multiple payments of each bill. Everything is password protected, so you are not just saving but securely saving your money.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

#3. Money Control

MoneyControl iPhone and iPad App IconThere are some apps which are so promising that you just can't stay apart. Money Control is one of those apps. The exciting feature of syncing it with Dropbox keeps all your data safe, secure and easily accessible only by you. A separate in-app purchase saves you from the ocean of receipts, just click a picture of your entries and add it.

All your data is safe and secure in your own hands as no data is sent to the app server. You can manage different accounts and transfers. Keep track of all your income or expense at your fingertips. All recurring payments are created automatically. The data is always there with the automated internal backups and lots more besides.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

#4. HomeBudget Lite

HomeBudget iPhone and iPad App IconManaging money and saving is not just a man's domain. All the ladies working for their families day and night are the best money managers. Here is an app to provide them a helping hand (even the men will love it). HomeBudget Lite is the ultimate app. You can make payment on bills either as an expense or as a transfer or view calendar and bill list. There are bill reminders you can set as per the last dates.

Create expenses entries by month or category date. You can Attach photo images of receipts or even resize them. Multiple currencies and automatic exchange rate conversion help you manage your foreign funds. Set a budget and track expenses while categorizing your budget in needed categories. Classify them into fixed, variable and discretionary.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

#5. Live Expenses

Live Expenses iPhone and iPad App IconBuilt for the traveling salesman, Live Expenses is actually an amazing way to quickly track your expenses, budget well and have every little penny that goes out of your hand recorded. The interface is cool, the usability hits a high, and the export feature is the highlight of the app. HTML, CSV etc. You can also attach media (photos) when you are tracking receipts. The fair amount of keying in involved, but that's the trick.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

Also Read: Best Personal Finance iPhone Apps

#6. Spendee

Spendee iPhone and iPad App IconWho doesn't love a colorful representation of what they've spent? This excellent app is perfect for everyone who wants to track their expenses in a beautiful interface.

The usability and the functionality are as much powerful as the interface is. There are useful shortcuts, gesture-based actions, and iCloud backup to keep everything safe and backed up.

Compatibility: iPhone, iPad, and iPod Touch
Price: $1.99
Download

Don't Miss to Read: Best iPhone Apps to Save Money

#7. Next – Expense Tracking

Next iPhone and iPad App IconNext is an amazing expense tracking iPhone app. It has an interface driven by workflow: tap the category from large square icons, enter an amount and confirm it, and you are done.

Multiple screens that can be accessed via swipe show your expenses and stats. Next is the most minimal of expense trackers we've seen on the App Store.

Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price:  $2.99
Download

#8. Dollarbird

Dollarbird iPhone and iPad App IconDollarbird takes a calendar-based approach to expense tracking. It follows the iOS 7 route in flat designs, clean colors, and cool typography. Dollabird makes it super simple to add expenses with features like recurring transactions, reminders, budgeting, etc. Oh, there's also a 5-year financial projection.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download

#9. Visual Budget

Visual Budget iPhone and iPad App IconIf you are not a stickler to minimal design and would trade that for a full-fledged free expense tracker that brings a ton of features, Visual Budget would be a good choice. The app comes with a ton of features and amazing stats. The full version costs $4.99, and that will let you have more than 10 transactions (serious limitation, really).

Compatibility: iPhone, iPad, and iPod Touch
Price: Free/$4.99
Download

#10. XpenseTracker

XpenseTracker iPhone App IconXpenseTracker is exactly what you would want to record your expenses and track them with utmost convenience. It features completely customizable categories, sub-categories, and payment types to make your job of recording expenses a lot easier. Depending on your need, you can sort expenses by data, category, payment type or client.

In order to simplify your data entry, it remembers the last payment type of each category. It also offers a perfect solution to track mileage. Simply enter the start/stop addresses and let the app track your distances with the use of GPS. XpenseTracker supports all the major currencies.

Compatibility: iPhone, iPad, and iPod Touch
Price: $4.99
Download

Wrapping Up

I'm sure these expense trackers can make a vital difference in the way you keep a tab on your expenses. What I like about them all is the simplicity and ability to make the intriguing task of tracking spendings so straightforward.

Which one of these apps has won the maximum vote from you? Is any of your favorite app not included in this list?

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Do let us know your valuable feedback in the comments below and stay connected with us via Facebook, Twitter, and Google Plus for more such special lists. Also, download iGeeksBlog iPhone app on your iDevice.

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Jignesh Padhiyar is the founder of iGeeksBlog.com who has a keen eye for news, rumors and all the unusual stuff that happens around iPhone and iPad.
  • Anything which also supports macs?

  • Ben Davis

    Hey Guysss,
    Try this budgeting app. Its the best one on the iphone!Best of iOS 8 with Expense Tracker 2.0
    https://itunes.apple.com/lk/app/expense-tracker-2.0-financial/id581877887?mt=8

  • Michael

    if you need a shopping list with expense tracking – you can try finCounter app

  • Eric

    These is definitely a nice list. But I would like to add one that I have discovered recently. It’s name is KEEPEK. It is very good when it comes to tracking expenses and also creating PDF expense resports. The app is 100% free and there are no limitations whatsoever.

  • Amber Long

    nice blog. Checkout one more nice design and simple to use income and expense tracker app.

  • David Kuehn

    Talygen expense tracking app still remains one of my top picks for quick and easy expense tracking for iPhone. It’s a best choice for people that really need help staying on track with project expense tracking. Nice find though.