Your iPhone or iPad can help manage every aspect of your life including your finances. Gone are the days of bulky books as technology makes it easy, convenient, and efficient to manage your cash flow from apps that are designed to do it well. Of course, they are also secure and protect your private information. So go ahead and try out these best expense tracker apps for iPhone and iPad.
- Personal capital: retirement
- Mint
- Expensify
- Spending Tracker
- PocketGuard
- XpenseTracker
- Spendee Budget and Money Tracker
- Pocket Expense 6
- Wally
- Money Lover
- MISA MoneyKeeper
1. Personal capital: retirement – Editor’s Choice
Here’s a smart way to track your personal finances and plan your future. Keep track of all your accounts in one place, including 401k, IRA, investments, stocks, and even debt, all on our dashboard. Know your real net worth and use the award-winning free tools like the Retirement Planner to sort out your finances.
Further, you can even talk to a financial advisor to work out a personalized retirement plan. It works as a professional assistant to help you work out a budget and stick to it by tracking your spending. What sets it apart is that it’s free yet gives you highly in-depth financial snapshots at a glance to manage your money with peace of mind.
Price: Free
2. Mint: Personal Finance & Money
Money management becomes simple and engaging with this leading expense tracker app for iPhone and iPad. It helps you easily track your monthly expenses and spend smarter, keeping your budget in mind.
Moreover, it gives you personalized financial advice and insights to give you a holistic view of your cash flow. Start by setting goals and then monitor all your accounts in one place. It’ll help you know everything about your spending habits, credit score, net worth, and more. Plus, it’s also available on Apple Watch, so you’re keyed into your finances on-the-go!
Price: Free
3. Expensify: Receipts & Expenses
This one’s a handy app for business and personal expense tracking. You can scan receipts, track your cash flow, and even book travel on it. It has been designed to act as a personal concierge for corporate bookings and money tracking.
It codes and submits business expenses to ease the approval process and automatically syncs with accounting software. You can even get the Expensify card to add more convenience by just swiping it whenever you need to make a payment.
Price: Free ($4.99 for Monthly Subscription)
4. Spending Tracker
If you’re looking for a simple and effective way to track your expenses on-the-go, check out this gem of an app. You can log every bit of income and expenditure you make each day to see a final cash flow report at the end of the week, month, or year.
The best part is that it’s incredibly intuitive and straightforward to understand. You don’t need to know much about finance to make the most of it. Further, you can group your spending by categories and see easy visualizations of your finances.
Price: $2.99
5. PocketGuard: Money & Budgeting
Seize control of your personal finances with this free app that’s got tools to help you manage your money, plan a budget, track expenses, and meet savings goals. Link your bank accounts & credit cards to keep tabs on everything in one place.
Moreover, the app will show you exactly how much disposable income you have so that you never go beyond your means. You can even plan for future payments with smart bill reminders and more.
Price: Free ($4.99 for Plus)
6. XpenseTracker
XpenseTracker is another excellent option to record your expenses and track them with the utmost convenience. It features completely customizable categories, sub-categories, and payment types to make your job of recording expenses a lot easier.
Depending on your need, you can sort expenses by date, category, payment type, or client. Further, to simplify data entry, it remembers the last payment type of each category. Finally, it also offers a perfect solution to track mileage.
Price: $4.99
7. Spendee Budget and Money Tracker
Colour-coding makes everything better, and this iOS expense tracker app does just that. It offers a beautiful interface that lets you manage the little details of your cash flow while also giving you the big picture with infographics and stylish graphs.
With support for multiple currencies, it’s convenient for travelers too. Even better, Spendee also allows you to make a custom wallet for special occasions so that you can keep a tab on expenses without any hassle.
Price: Free ($2.99 for Monthly Premium)
8. Pocket Expense 6
A finance software that you can carry in your pocket is pretty incredible. Pocket Expense 6 helps you track and also understand your money. The app is clean and straightforward with nifty tools like payer and payee management, transaction search, etc.
Further, it supports multiple accounts and account types. It also provides you with daily, weekly, monthly, yearly, and overall statistics. The app also supports night mode, password protection, a complete world currency list, and backup and restores for all your data over WiFi.
Price: Free ($1.49 for Monthly Premium)
9. Wally Smart Personal Finance
Wally allows you to link all your bank accounts and track expenses automatically. It enables you to learn from your spendings across various categories like Food, Transportation, Entertainment, etc. You can also set flexible budget periods that suit your goals. And what’s even better is that Wally allows you to set a budget for each category.
Apart from having a friendly, clean interface, the app enables you to scan, upload and attach your receipts, make shopping lists to plan your spending, set reminders for payments, and even start groups with family and friends.
Price: Free ($9.99 per month for Gold)
10. Money Lover Expense Tracker
After you set up the app, it asks for your goals that you would like to achieve. Goals include track my spending, track spending with another person, budget my spending, track my savings, etc. Adding new expenses is easy and quick. The app also offers to send you a daily reminder at the time set by you. This builds a habit of adding transactions every day. It is super helpful.
With easy-to-read reports such as total expense, total income, spending by each category, or pending bills, Money Lover helps you understand where your money comes from and where it goes. Additionally, you may also connect your bank accounts and see all bank reports in one place. Apart from a ton of features, the app encrypts your data with bank-level security.
Price: Free (Money Love Plus $4.99)
11. MISA MoneyKeeper
Here’s another financial management app that will help you record your income and expenses quickly and easily. It offers you clear Income-expense analysis reports, and you are always in control. It allows you to set limits for each category so that you don’t go overboard.
Then, it will automatically remind you when your spending exceeds the limit. You can even manage debt loans to have a holistic view of your situation. All your records are synchronized automatically between devices, ensuring that your safety and privacy.
Price: Free ($1.49 for Monthly Premium)
Manage Money with these Expense Tracker iOS Apps!
So what is your expense tracking app of choice? Share in the comments below. You might also like to check out the best money transfer apps.
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Mehak has a master’s degree in communication and over ten years of writing experience. Her passion for technology and Apple products led her to iGeeksBlog, where she specializes in writing product roundups and app recommendations for fellow Apple users. When not typing away on her MacBook Pro, she loves being lost in a book or out exploring the world.