Best Expense Tracker Apps for iPhone in 2020

“There’s an app for that” works great when we are talking about expense trackers, but I think it more or less comes down to you, the user. You have to take the initiative to not just install the app but use it regularly, every single day. With that, dive right in and take a look at best expense tracker apps for iPhone and iPad that will help you track and manage your expenses.

#1. Hurdlr Expense Tracker iPhone and iPad App

Hurdlr Expense Tracker iPhone App Screenshot

Hurdlr is one of the best expense tracker app for small business owners, freelancers, and independent contractors who want to maximize their tax deductions but don’t have a lot of time.

The app makes this completely automatic by linking with 10,000 banks and integrations, so there’s no need for you to waste time organizing receipts. Better yet, the app uses artificial intelligence to quickly learn which expenses are business and personal, suggesting automated rules to completely personalize tracking based on your behavior.

Even a machine learning feature called Deduction Finder that highlights potential business expenses you can deduct. Spreadsheet reports can be emailed from the app directly to your accountant, and Hurdlr even integrates with popular tax filing software to make tax time a breeze.

Hurdlr says that by leveraging these time-saving expense tracking features, the average user saves around $5,600 a year.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium is $5/month, paid annually)

#2. XpenseTracker App for iPhone and iPad

XpenseTracker iPhone App ScreenshotXpenseTracker is exactly what you would want to record your expenses and track them with the utmost convenience. It features completely customizable categories, sub-categories, and payment types to make your job of recording expenses a lot easier. Depending on your need, you can sort expenses by date, category, payment type, or client.

To simplify your data entry, it remembers the last payment type of each category. It also offers a perfect solution to track mileage. Simply enter the start/stop addresses and let the app track your distances with the use of GPS. XpenseTracker supports all the major currencies.

Compatibility: iPhone, iPad, and iPod Touch
Price: $4.99

#3. Spendee Expense Tracker iOS App

Spendee Expense Tracker iPhone App Screenshot

Who doesn’t love a colorful representation of what they’ve spent? This excellent app is perfect for everyone who wants to track their expenses in a beautiful interface.

The usability and functionality are as much important as the interface is. It shows eye-catching infographics for incomes and expenses that make it a lot easier to glance through how you are spending your money. With support for multiple currencies, it’s convenient for travelers.

Even better, Spendee also allows you to make a custom wallet for special occasions so that you are able to keep a tab on the expenses without any hassle.

Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free

#4. Wally Next Expense Tracker App for iOS

Wally Next Expense Tracking iPhone App ScreenshotWally allows you to link all your bank accounts and track expenses automatically. It enables you to learn from your spendings that you make across various categories like Food, Transportation, Entertainment, etc. You can also set flexible budget periods that suit your goals. And what’s even better is that Wally allows you to set a budget for each category.

Apart from having a friendly, clean interface, the app enables you to scan, upload and attach your receipts, make shopping lists to plan your spending, set reminders for payments, and even start groups with family and friends. Wally has been around since 2013, and over a million people use this app. It has earned several accolades that you can read in the description on the App Store. Since the app is free to download, I would strongly recommend that you try this.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Unlimited Teams: $9.99)

#5. Pocket Expense 6 iPhone and iPad App

Pocket Expense 6 Tracker iPhone App ScreenshotA finance software that you can carry in your pocket is pretty incredible. Pocket Expense 6 helps you track and also understand your finance. The app is clean and straightforward. You will have to sign in to use this tool. Nifty additions like calendar, Chart, etc. turn this into a useful app.

It supports multiple accounts and account types. It also provides you with daily, weekly, monthly, yearly, and overall statistics. The app also supports various budgets and presents these to you through charts.

Apart from many other features, it also has a night mode, password protection, complete world currency list, and backup and restores for all your data over WiFi.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Lifetime: $19.99)

#6. Money Lover: Expense Tracker App for iPhone and iPad

Money Lover Expense Tracking iPhone App ScreenshotAfter you set up the app, it asks for your goals that you would like to achieve. Goals include track my own spending, track spending with another person, budget my spending, track my savings, etc. Adding new expenses is easy and quick. I have started using this app, and I like it. The app also offers to send you a daily reminder at the time set by you. This builds a habit of adding transactions every day. It is super helpful.

With easy-to-read reports such as total expense, total income, spending by each category, or pending bills, Money Lover helps you understand where your money comes from and where it goes. Additionally, you may also connect your bank accounts and see all bank reports in one place. Apart from a ton of features, the app encrypts your data with bank-level security.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Money Love Plus $4.99)

#7. Next for iPhone Expense Tracker App

Next Expense Tracker iPhone App Screenshot

As for making expense tracking a more simplified experience, “Next for iPhone” is second to none. It has an interface driven by workflow: tap the category from large square icons, enter an amount and confirm it, and you are done!

Multiple screens that can be accessed via swipe show your expenses and stats. You can sync your entire data with iCloud to not only keep it securely but also access it from any of your devices. Besides, you will be able to export your data to an Excel or Numbers file.

“Next” is the most minimal of expense trackers we’ve seen in the App Store.

Compatibility: iPhone, iPad, and iPod Touch
Price: $3.99

#8. Visual Budget Expense Tracker iOS App

Visual Budget Expense Tracker iPhone App Screenshot

If you are not a stickler for minimal design and would trade that for a full-fledged free expense tracker that brings a ton of features, Visual Budget would be a good choice. To get started, all you have to do is just add your expenses and income and let the app help you track your spending.

You can also customize the app to suit your needs better. For instance, you will be able to add categories and sub-categories to ensure everything is monitored perfectly.

Visual Budget displays overview tools to let you visualize the breakdown of your transactions. The multiple graphs and charts provide you the right perspective of your money spending.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free ($8.99 for full version)

#9. Money Control Expense Tracker App for iOS

Money Control Expense Tracker iPhone App Screenshot

There are some iPhone apps that are so promising that you just can’t stay apart. Money Control is one of those apps. The exciting feature of syncing it with Dropbox keeps all your data safe, secure, and easily accessible only by you. A separate in-app purchase saves you from the ocean of receipts, just click a picture of your entries and add it.

All your data is safe and secure in your own hands as no data is sent to the app server. You can manage different accounts and transfers. Keep track of all your income or expense at your fingertips. All recurring payments are created automatically. The data is always there with the automated internal backups and lots more besides.

Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free

#10. HomeBudget iPhone and iPad Expense Tracker App

HomeBudget Expense Tracker iPhone App ScreenshotManaging money and saving is not just a man’s domain. All the ladies working for their families day and night are the best money managers. Here is an app to provide them a helping hand (even the men will love it). HomeBudget is one of the finest expense trackers for iOS.

You can make the payment on bills either as an expense or as a transfer or view calendar and bill list. There are bill reminders you can set as per the last dates.

Create expenses entries by month or category date. You can Attach photo images of receipts or even resize them. Multiple currencies and automatic exchange rate conversion help you manage your foreign funds. Set a budget and track expenses while categorizing your budget in needed categories. Classify them into fixed, variable, and discretionary.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free

#11. Money Keeper Expense Tracker App for iPhone and iPad

Money Keeper Finance Note Expense Tracking iPhone App ScreenshotAfter you register for this powerfully free app, it asks for the amount you have as cash. Now, after you fill in an expense (which is incredibly easy and quick), the expenditure will be deducted from the available balance. After every payment that you add, the balance will come down.

All your expenses and income are also shown in simple, colorful bar graphs and pie charts. Even the free version of this app does not limit the number of transactions and accounts you can create. You may also use this straightforward app to manage your debts and loans, build your financial statement, or forecast your future finance. I think you should give this one a go.

Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Yearly $3.99)

That’s all!

What’s your favorite personal finance assistant?

I’m sure these expense trackers can make a vital difference in the way you keep a tab on your expenses. What I like about them all is the simplicity and ability to make the intriguing task of tracking spending so straightforward.

Which one of these apps has won the maximum vote from you? Is any of your favorite app not included in this list?

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Jignesh Padhiyar is the co-founder of who has a keen eye for news, rumors and all the unusual stuff that happens around Apple products. During his tight schedule, Jignesh finds some moments of respite to share side-splitting contents on social media.