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They rightly say, “A penny saved is a penny earned.” It doesn't matter how much you earn, what really matters is how much you save. Whether you are a businessman or a budding entrepreneur, a self-employed professional or a top executive, managing your financial life better would be one of your top priorities. To let you significantly cut-down on unnecessary expenses and achieve your goal, we have lined up the esteemed assortment of the best Apple Watch finance apps.

Manage your money smartly; keeping a close on the everyday spending. Set a firm rule to stick with it—not matter what. Get reminders about bills and never miss the due dates. Glance through all the transactions and instantly access your banking information right on your wrist. Willing to discover more about what these top 10 finance apps for Apple Watch have to offer? Let's zoom in!

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Best Finance Apps for Apple Watch

Best Finance Apps for Apple Watch

#1. Personal Capital

Personal Capital Apple Watch App IconPersonal Capital is exactly what you would want to track and manage your finance. The dashboard offers real-time data that shows trends and accurately reflects your cash flow. As it’s integrated with over 14,000 financial data sources like Fidelity, Schwab, Wells Fargo and many other local and regional credit unions, you will be able to keep a tab on all the aspects of financial life.

You can set a spending target and be able to keep an eye on it. Monitor credit card balances, check out transaction details, detailed income and spending by category or payee. Even better, the app offers personalized advice as per your goals as well.

Price: Free
Download

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#2. Banktivity

iBank Apple Watch App IconIf you are after a complete package to let you have thorough control over investments and check out account balances. You can provide an additional safeguard to your data using Touch ID. The app lets you measure spending against your personal budget as well.

You will easily add, edit or delete trades. It allows you to track buys and sells across your portfolio. Categorize your expenses to make it more convenient to monitor the data. It encrypts entire data to keep your finances secure.

Price: $9.99
Banktivity

#3. Mint

Mint Apple Watch App IconWMint has long been one of the highly rated personal finance apps for iOS. Its Apple Watch counterpart is equally impressive. Whether you want to manage your money or monitor your finance, this app is designed to live up to the billing admirably.

The app allows you to quickly access all the details of your accounts, credit cards, and investments. Based on your goal, create a budget and spend accordingly to save as much as possible. You will receive bill reminders to never get late. With the customized tips, the app helps you reduce fees and be able to save more money.

Price: Free
Download

#4. Pennies

Pennies Apple Watch Finance App IconNever let your expenses go beyond your budget using this smart financial app—Pennies. The app tells you how much you need to spend today to ensure you remain steady with the set rules.

It displays your spending and finance condition with bold colors, thereby making it a lot easier for you to find out whether you need to slow down or speed up your spending to remain on track. You can set up as many budgets as you wish and monitor them with ease. It's flexible enough to let you add and edit expenses to previous dates and budget periods as well.

Price: $3.99
Download

#5. Invoice2go

Invoice 2go Apple Watch Finance App IconCreating professional invoices is incredibly easy with Invoice2go. With the 8 high-quality invoice templates available, you can quickly create a fine invoice. You can also add a logo to promote the brand smartly.

You will accept payments without any hassle. There is also an option to add the payments feature so that your customers can pay your invoices using American Express, Visa, Mastercard, Discover, and PayPal. Monitor your receipts and keep your expenses fully organized.

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Developer: Dhvanesh Adhiya
Price: Free+

Price: Free
Download

#6. PocketGuard

PocketGuard Apple Watch App IconWhat makes PocketGuard pretty special is the ability to let you manage your finance astutely. Keep all of your personal finance accounts including bank accounts, credit cards, loans, savings, and investments in one place to handle them seamlessly. Find out your spending budget after your bills and savings have been perfectly planned.

The app automatically makes your budget as per your spending and earning patterns. Try your best to stick to your daily, weekly and monthly budgets to achieve your financial goals. Furthermore, you can keep a check on your income, bills and recurring subscription.

Price: Free
Download

#7. YNAB

YNAB Apple Watch App IconYNAB (You Need A Budget) can prove to be extremely pivotal in helping you handle your budget with the desired peace of mind. This finance app works very efficiently and allows you to set a budget up front to make it easier for you to accomplish your goal.

You can promptly enter your transactions and take a look at category balances before making a purchase. Everyone with whom you have shared the finance will quickly find out how much you have to spend in any category. Transfer money swiftly from one category to the other.

Price: Free
Download

#8. Spendee

Spendee Apple Watch App IconSpendee is a neat finance app that can be enormously effective in enabling you to understand your finance better and track your spending effortlessly. The app allows you to check out your entire expenses and securely connect your bank account. The infographics for incomes and expenses to ensure you are able to instantly glance through your finance.

You can create shared accounts with your friends and family to let everyone track finance with ease. Follow the strict rules to save more money. Thanks to the support of multiple currencies, it's ideal for travelers.

Price: Free
Download

#9. MoneyControl

MoneyControl Apple Watch App IconIs scrutinizing budget and expense right on top of your hit list? I would seriously recommend you to try out MoneyControl. Talking about the features that make it so user-friendly, you will instantly scan through your budget and spending. With the use of shortcuts, it allows you to enter expenses fast. To make your task more smooth-sailing, recurring payments are automatically created.

Glance through upcoming months and spendings. Set your saving goals to cut down on expenses and save more money. That aside, you can also create, print and share PDF reports.

Price: Free
Download

#10. Tangerine Mobile Banking

Tangerine Mobile Banking Apple Watch App IconTake the strain out of your financial life and get the better of all the challenges through the unified experience.

Tangerine Mobile Banking makes it super simple to let you manage your accounts, transfer funds, and review transactions. You will receive important notifications to never miss out on any things.

Promptly access your personal banking information on your Apple Watch. You can check out all the bill payments in a glance. Besides, it also enables you to comfortably register or manage your bills.

Price: Free
Download

Got Your Spending Under Control?

I know all of these top finance apps have been able to catch your attention. Isn't it great to have a problem of aplenty? Yes, it really is! So, which one have, you installed on your Apple Watch to let you save plenty of money?

You might want to have a look at:

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To read more such top Watch app lists, download our app and remain connected with us on Facebook, Twitter, and Google Plus.

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Jignesh Padhiyar is the founder of iGeeksBlog.com who has a keen eye for news, rumors and all the unusual stuff that happens around iPhone and iPad.