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The Messages app has got some interesting features in iOS 11. One of the most talked features that have introduced in the stock messaging app is Peer-to-Peer money transfer (P2P). So, if you wish to make your friend feel very special by sending some cash to buy something memorable, you can get it done instantly. Find it really cool?

“In addition to payment in retail, we use Apple Pay in apps, we use it on the web — there was one final frontier we wanted to conquer, and that's Apple Pay for person-to-person payments. Now it's super simple because it will be integrated right into messages on the iMessage app.” – Apple's Craig Federighi at WWDC 2017.

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How to Send and Receive Apple Pay Cash via Messages in iOS 11

Peer-to-Peer money transfer hasn't yet gone live. It's expected to come into effect from this fall. At launch, P2P feature and Apple Pay cash would be available only in the USA. Once it's available, this is how it will function! Head into this straightforward guide to send/receive Apple Pay cash via iMessage in iOS 11.

Before we start with, make sure to set up Apple Pay on your iDevice. To do so,

Step #1. Open Settings → Tap on Wallet & Apple Pay.

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Tap on Settings then Wallet & Apple Pay on iPhone

Step #2. Tap on Add Credit or Debit Card.

Tap on Add Credit or Debit Card in iOS 11 Settings

Step #3. Follow the instruction to set it up.

Add Credit or Debit Card to Apple Pay on iPhone

How to Send and Receive Apple Pay Cash via iMessage in iOS 11

Step #1. Launch Messages app on your iOS device.

Step #2. Now, open the conversation in question.

Step #3. Check out the Apple Pay button in the new app drawer. Tap on it.

Step #4. Now, enter the amount you want to send to your friend. Then, go ahead with the on-screen instruction to send the money. In the end, you will have to authenticate with your Touch ID.

Tap on Apple Pay in iMessage on iPhoneSend or Receive Money in iMessage on iPhoneImage Credit: Apple.com

You will also get the option to request a particular amount. Just in case, someone requests money from you, tap on the amount and then you will have the option to approve or deny it.

How to Send Apple Pay Cash Using Siri in iOS 11

With the use of Siri, you can easily send the money to your endearing friend. To get started, simply activate the virtual assistant on your device. Either say Hey Siri or press and hold the Home button. Then, ask it to send the money to your friend. It will ask you how much money you wish to send, confirm it. Next, follow the usual process of sending the money. In the end, you will have to confirm the payment with your Touch ID.

Get Started!

The amount that you receive on your device is automatically stored as Apple Pay Cash card. You can use this card to send money to your friends, buy anything you want or even transfer it to your bank.

What's your take on P2P feature? Share your thought in the comments.

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Jignesh Padhiyar is the founder of iGeeksBlog.com who has a keen eye for news, rumors and all the unusual stuff that happens around iPhone and iPad.